Michael Wheatley
January 16, 2022

This was my first home purchase and I was referred to Cheryl by my realtor. Cheryl was fantastic to work with! She made the process easy and seamless. Cheryl was quick to respond to questions and helpful in every way. Everyone that I interacted with at PMA was great! If you need a mortgage lender, Philadelphia Mortgage Advisors, and especially Cheryl, should be your first stop!


Julie Marren

September 30, 2021

Wonderful help, support, and communication throughout this process! I highly recommend Cheryl Conard!


Kent Leininger

October 28, 2021

You all have been amazing. As a project manager by profession, it's rare to see a team work together so effectively. I know that the easier you make things for the customer, the harder your work is behind the scenes. You made this process so much easier than I expected!


Nick Gunther

July 21, 2021

Working with Cheryl Conard and her entire team was a dream! Cheryl made the mortgage application process go tremendously smoothly. We really couldn't have asked for a better team to work with. Cheryl was quick to respond on any of our questions, and made us feel at ease throughout the entire process. Would HIGHLY recommend!


Hilary Barnes

August 5, 2021

Cheryl and her team made refinancing our home very easy. There were many pieces and a lot to take care of, but they were so organized that the process went smoothly, and we were never confused or uncertain. Also the level of responsiveness from everyone was excellent. We never had to wait long for an answer to our questions or confirmation about completing steps of our application. We highly recommend Cheryl at PMA!


Adrienne Cellucci
July 28, 2021

The Best Mortgage Advisor, Especially for a First Time Homeowner

I had the absolute best experience with Cheryl. She knew I was a first time home buyer and intentionally took the time to walk me through the process. The immediate trust I had made it feel like I was talking to someone as close as a family member. I never had a doubt that she was on my side to make sure everything worked out for me. I was in awe of how smoothly her and her team worked through the mortgage approval process in order to ensure I could settle on time. I would without a doubt work with Cheryl again down the line!


Max F.
July 1, 2021

Thorough, informative, and friendly!

Cheryl Conard at PMA was incredibly helpful through our entire mortgage refinance process. She and everyone else at PMA answered all of our questions quickly and fully, and explained our options for refinancing without high-pressure sales techniques. It felt like dealing with actual (nice!) people rather than a large, anonymous corporation. Even after our closing she continued to be available for help. Would highly recommend for all of your mortgage or refinancing needs!


Rebecca Ross
Clifton Heights, PA
June 16, 2021

An amazing lender/ally in the house buying process.

Cheryl Conard (of PMA) has been phenomenal in my homebuying experience. Buying on my own was a terrifying experience and Cheryl walked me through every step and checked in throughout to see if I had any issues or concerns or questions (and I feel like I had a ton). My parents have passed and without a partner, it really felt like I was out there alone before I worked with her. She explained everything thoroughly and made herself consistently available.

Cheryl also made fantastic suggestions about who to go for insurance which is another thing I knew absolutely nothing about (and I love my insurance agent now also!). Truthfully, I am easily overwhelmed and not the type to write such glowing reviews but it is important that I recognize Cheryl's hard work and diligence. I honestly wish I connected with her earlier so I would have skipped some of the stress when starting the process. She even connected with me after my Grandmother died and was so thoughtful. Highly recommended - 11/10.


Recent Homebuyer
May 27, 2021

Attentive and thorough

Cheryl and the rest of the team were so very responsive! Every time I had a question, it was answered quickly and fully, and she always made it feel like there was space to ask more. Great mortgage experience if there can be one!


June 14, 2021

Kind, considerate, knowledgeable

Cheryl truly goes above and beyond. I wasn’t just another customer to her, she really made the experience personal, easy, and enjoyable. I was outbid quite a few times before finding my home and Cheryl even gave me a call just to cheer me up. I highly recommend her and her team. They explained everything, were easily accessible, and I recommend her to anyone who I hear is looking to buy a house.



March 5, 2021

I just wanted to take the time to personally thank you all for everything you did in preparing my loan! That was one of the best customer service experiences I’ve ever had and especially on something so extremely important! You ladies work excellently as a team and I’m thankful I had you on my team. As a first time homebuyer one could only dream of having such an easy process. Thanks to all of you I had that and much much more. So I just wanted to make sure you knew how grateful I was and many blessings moving forward to you all.


Abhishek Aphale

October 10, 2019

I recently bought a home and Cheryl Conard was our mortgage advisor. This is my fourth time buying a home. I never had such an amazing mortgage advisor such as Cheryl. She is so personable. I have NEVER had a mortgage advisor as personal as she is. I do not know why others do not follow her example. Cheryl was always so responsive to our questions and concerns. Buying a home can be stressful. Having someone such as Cheryl helping you makes it so much easier. And this may sound cheesy, but she really does care. Since the beginning she treated us as human beings, and not just clients or numbers. Since the beginning she connected with us at a human level. In addition to being human she is also very good at what she does. She always updated us with any changes, she made it so easy for us to submit documents to the underwriters, and she had our loan approved weeks before our settlement date. I felt confident that we were in good hands with her.


Becky Kosakowski

September 11, 2019


My husband and I are using PMA for a new home. My husband used Cheryl with his first home and now we purchased a home together. We found our home on a Saturday, talked to Cheryl Conard and had our pre-qualification letter that same day. Being a newbie at this home buying stuff I had several questions and wasn't sure on some things. I emailed Cheryl and she explained everything to me and the best part was I did not feel stupid or that she was talking down to me. Her team is PHENOMENAL as well, also helpful and all have been very responsive! I am super glad that we have such an amazing team that we can lean on for support and help get us through this! They made this first time home buying experience an amazing one....THANK YOU THANK YOU THANK YOU!


First-Time Home Buyer

July 29, 2019

I cannot sing enough praises about how much Cheryl and her PMA staff have done to help us purchase our first home. She is extremely knowledgeable, detailed and works with you every single step of the way. She is so easy to work with and truly does want to do everything in her power to help you through the home buying process. You can't go wrong with Cheryl. Thank you!


Matt P.

July 19, 2019

Cheryl and her colleagues have been outstanding throughout the purchase of our home! In a competitive market, we called on her often, and she always got back to us right away with exactly what we needed. More than just our pre-approvals, she walked us through adjusting for some unexpected, unrelated curveballs thrown our way during our buying process. In an age when customer service often feels anonymous and automated, Cheryl was like having a close friend or member of the family handling our pre-approval—only possibly even more accessible!


Christopher Murray

July 8, 2019

Cheryl Conard was very responsive, helpful and provided expert service throughout the mortgage process. Keep on doing a great job.


Megan Hall

May 20, 2019

Cheryl was so kind, patient, and helpful during our first time homebuyer process. She helped to make the process so smooth and much more enjoyable than we could have ever imagined. She was a rockstar at closing, and explained everything in detail, very clearly!


My Chu

April 15, 2019

Cheryl Conard came in when I was struggling with another lender in the pre-approval process and she's helped us so much during the buying process. Easy to work with and helpful instruction. We closed the house a few days earlier than we expected due to some unexpected issue, Cheryl made it work and we now officially own our house with no hassle! Thank you Cheryl!



February 21, 2019

Cheryl Conard seemed genuinely interested in getting us a great mortgage and helping us understand the process. It felt more like a friend/aunt helping us than just a random person


Refinance Client
Whitemarsh, PA
February 25, 2019

Cheryl Conard is an absolute pleasure to work with! We purchased our home about a year and a half ago, and we first worked with Cheryl then. She put us at ease throughout the entire mortgage process. Cheryl is very professional, knowledgeable, and answered all of our questions in an extremely timely fashion. We enjoyed working with her so much that we kept in touch with her after closing. We recently finished renovating our house, and when it came time to refinance, we reached out to Cheryl. We just closed on refinancing our mortgage and once again, had stellar service from Cheryl & her team. It is evident that Cheryl really cares about her clients and wants to help them in every way that she can. We would highly recommend working with Cheryl & PMA.


Recent Home Buyer

Cheryl Conard was extremely helpful and knowledgeable. She answered every question with confidence and was able to work with us.


Elizabeth & Christian Truitt

December 25, 2017

Cheryl was responsive, patient, and very knowledgeable. She helped make this process much less overwhelming and more manageable, and we were very appreciative of her expertise and guidance at every step.


Elizabeth Truitt

December 26, 2017

Cheryl Conard and the team at PMA were amazing. We worked with Cheryl over a period of 9 months while we searched for a home and began the mortgage pre-approval process. Cheryl was responsive, patient, and knowledgeable every step of the way and was a true pleasure to work with. We had heard horror stories from friends and family about their mortgage lending experiences, and our experience was nothing like that. Because of Cheryl and the team at PMA, we felt confident, well-informed, and prepared at every step of the process. PMA's rates are very fair, and the service is top-notch. We cannot recommend Cheryl and PMA highly enough!


Recent Home Buyer

Cheryl Conard was terrific. She was very responsive and extremely helpful. I would recommend her and your company to anyone who needed a mortgage. This is a stressful process and Cheryl made it easy. She was wonderful. Many thanks.


Michelle Mack

Cheryl Conard took the time to explain everything to me right through to settlement. There were no surprises

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